Investing in your future

Cadet Academy cost

Turn key approach

Cadet Academy has been designed to address all of the obstacles associated with a traditional flight training route. We have developed a turn-key approach which is similar to many colleges. You are responsible for one price. All costs associated with becoming a professional pilot are covered in that one price.

The majority of flight schools charge students by the flight hour, meaning students all pay different amounts, based on their learning speed. Cadet Academy is different in that it offers a set course cost for the completion of each step, allowing you to work at your own pace. This fixed cost method provides you with the highest quality training and eliminates surprise costs.

Partner schools

Each of our partner schools have slightly different tuition driven by different training aircraft and location. Regardless of which school you select, you will receive a consistently high level of training.

Phoenix, AZ

Coast Flight
San Diego, CA
San Marcos, TX

Fort Lauderdale, FL

$89,165 $85,445 $79,185
The price of the program includes all training, materials, and uniforms. The cost of housing, meals, and transportation can be added if necessary, up to a $100,000 aggregate borrowing limit. Cadet Academy is designed to avoid any unforeseen expenses.

Loan program

American Airlines has worked with our program lender, DiscoverĀ® Student Loans, to make a Custom Career Loan available to you. Discover Student Loans is one of the largest providers of private student loans in the United States. Once you are accepted into the Cadet Academy, you will have the opportunity to apply for this loan.

The Custom Career Loan allows you to cover the costs associated with the Cadet Academy up to $100,000.

  • Get a great variable or fixed rate with no fees required
  • 0.25% Auto Debit Reward when you are enrolled in automatic payments during repayment1
  • No cosigner required
To qualify for the Custom Career Loan, you must be enrolled in the Cadet Academy. You must also meet general qualifications and certain credit requirements. The credit decision is determined by your credit worthiness including your credit score, credit history, and other factors.

American Airlines and Discover Student Loans understand earning your commercial pilot and flight instructor certificates are vital steps to becoming an airline pilot. No payments are required, up to 42 months, while you are making satisfactory academic progress during the Instruction Period and Hour Building phases as reported by the flight school or American Airlines. Once the Instruction and Hour Building phases are complete, there is a three month grace period followed by the start of repayment. During deferment, interest will continue to accrue. At the end of the deferment period, any unpaid interest will be added to your principal balance. You can make payments any time to help reduce the overall cost of your loan and there is never a penalty for prepaying. The repayment period is 20 years.

If at any point during the Instruction Period or Hour Building Period you cease being enrolled in the program or are no longer making satisfactory academic progress, as reported by the flight school or American Airlines, your loan will enter repayment after a one-time three month grace period.

1Please visitĀ for any applicable auto debit reward terms and conditions.